Checking & Savings

Regular Share Account:
Dividend rate	0.30%
Annual percentage yield	0.30%
Dividends compounded	Monthly
Dividends credited	Monthly
Dividend period	Monthly
Minimum opening deposit	$5.00
Average daily balance tiers level required for each rate	None
Minimum balance to receive dividend	$100.00
Balance method	Daily balance

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Checking:
Dividend rate	0.00%
Annual percentage yield	0.00%
Dividends compounded	Monthly
Dividends credited	Monthly
Dividend period	Monthly
Minimum opening deposit	None
Average daily balance tiers level required for each rate	None
Minimum balance to receive dividend	$100.00
Balance method	Daily balance

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Vacation Club:
Dividend rate	0.30%
Annual percentage yield	0.30%
Dividends compounded	Monthly
Dividends credited	Monthly
Dividend period	Monthly
Minimum opening deposit	None
Average daily balance tiers level required for each rate	None
Minimum balance to receive dividend	None
Balance method	Daily balance

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Christmas Club*:
Dividend rate	0.30%
Annual percentage yield	0.30%
Dividends compounded	Monthly
Dividends credited	Monthly
Dividend period	Monthly
Minimum opening deposit	None
Average daily balance tiers level required for each rate	None
Minimum balance to receive dividend	None
Balance method	Daily balance
* A penalty may apply for early withdrawal.