Account Rates & Terms

Certificates

Effective 07/27/2010
  Share Certificate Accounts*: IRA Share Certificate Accounts*:
Minimum opening balance $500.00 (6 month only) $1,000.00 $1,000.00
Dividends compounded Quarterly Quarterly
Dividends credited Quarterly Quarterly
Dividend period Quarterly Quarterly
Term (%) Fixed Dividend rate Annual percentage yield Dividend rate Annual percentage yield
6 month 0.70% 0.70% N/A N/A
1 year 1.15% 1.15% 1.15% 1.15%
2 year 1.46% 1.47% 1.46% 1.47%
3 year 1.98% 1.99% 1.98% 1.99%
Additional deposits Not allowed Not allowed
Withdrawals Dividends only Dividends only
* A penalty may apply for early withdrawal. After your Share Certificate Account is opened, your rate is fixed for the term.